World Covered Card
Packed with an array of carefully selected features and benefits, Islamic Finance House World Covered Card is designed to meet all your needs, while providing you with a highly secure, convenient and flexible way to make all your payments.
Reward yourself when you spend on your Islamic Finance House Mastercard World Covered Card
Enjoy the convenience of accessing your covered card statements through the E-statement option.
Enjoy world class luxury with Marhaba lounges at leading international airports across the region.
Simply present your Islamic Finance House Mastercard World Covered Card and enjoy privileged access to 750+ airport lounges around the world.
Click here for the lounge locator
3D Secure:
Credit Shield (Takaful) Insurance:
Credit Shield (Takaful) insurance covers your card outstanding balance in the unfortunate event of Death and Total Permanent disability.
You are eligible for Islamic Finance House Mastercard World Covered Card if your salary is AED 5,000 per month or higher
Pay off your Islamic Finance House Covered Card Outstanding Balance conveniently using any of the below payment options:
Direct Debit facility
Sign up for the direct debit facility from your Bank Account to ensure that your Islamic Finance House Covered Card payments are cleared on time. Visit our Islamic Finance House office in Abu Dhabi and sign up today.
Finance House Branches
Visit any of Finance House branches to make your Covered Card Payments. Click here to check out our branch locations.
Online Payment
Online through any of your personal bank accounts in the UAE.
Exchange Houses
Pay your Islamic Finance House Covered Card’s bills at any branch of the following Exchange House with no extra charge:
*Payments made through Exchange Houses will take two working days to be credited to your account.
| No. | Description | Fees/Charges |
|---|---|---|
| 1 | Registration Fee for the first time | Free |
| 2 | Annual Fees – Primary Card | Free |
| 3 | Annual Fees – Supplementary Card | Free |
| 4 | Murabaha Profit Rate | 3.09%* per month, 2.5%** per month |
| 5 | Cash Advance Fees | 3% of the Cash Withdrawal Amount or AED 200, whichever is higher |
| 6 | Over Limit Fees | AED 300 |
| 7 | Wakala Fees | AED 150 |
| 8 | Foreign Currency Transaction Fees | 2.85% |
| 9 | Takaful Insurance | 0.75% per month on the Outstanding Amount |
| 10 | Sales Voucher Copy (Covered Card Transaction Slip Copy) | AED 65 |
| 11 | Card Replacement Fees | AED 75 |
| 12 | Duplicate Statement – Per Monthly Statement | AED 45 |
| 13 | Liability Letter | AED 50 |
| 14 | Clearance Letter | AED 50 |
An array of shariah compliant products
Do you have a lot of plans in mind?
Whether it’s renovating your home, paying off your children’s educational fees, or organizing a family vacation, IFH grants you a stress-free and flexible solution!
Own the car of your dreams without any hassle! Through “Sayara” product, IFH helps you sit behind the steering wheel of your preferred car easily and conveniently, so you can finally get the car when you want it.
The top line benefit of our Gold covered card is the fact that it is “free for life” (no issuing fee for the card).
Immediately report your lost/stolen card via our 24-hour helpline 600511117
