Packed with an array of carefully selected features and benefits, Islamic Finance House Gold Covered Card is designed to meet all your needs, while providing you with a highly secure, convenient and flexible way to make all your payments.
Enjoy the convenience of accessing your covered card statements through the E-statement option.
Credit Shield (Takaful) Insurance:
Credit Shield (Takaful) insurance covers your card outstanding balance in the unfortunate event of Death and Total Permanent disability.
You are eligible for Islamic Finance House Mastercard Gold Covered Card if your salary is AED 5,000 per month or higher
Pay off your Islamic Finance House Covered Card balance conveniently using any of the below payment options:
Direct Debit facility
Sign up for the direct debit facility from your Bank Account which will ensure that your Islamic Finance House Covered Card payments are cleared on your payment due date. Visit any of our Islamic Finance House Branches and sign up today.
Islamic Finance House Branches
Visit any of Islamic Finance House branches to make your Covered Card Payments. Click here to check out our branch locations.
Pay your Islamic Finance House Covered Card’s bills at any branch of the following exchange houses with no extra charge:
*Payments made through Exchange Houses will take two working days to be credited.
|1||Registration Fee for the first time||Free|
|2||Annual Fees – Primary Card||Free|
|3||Annual Fees – Supplementary Card||Free|
|4||Murabaha Profit Rate||3.09%* per month, 2.5%** per month|
|5||Cash Advance Fees||3% of the Cash Withdrawal Amount or AED 200, whichever is higher|
|6||Over Limit Fees||AED 300|
|7||Wakala Fees||AED 150|
|8||Foreign Currency Transaction Fees||2.85%|
|9||Takaful Insurance||0.75% per month on the Outstanding Amount|
|10||Sales Voucher Copy (Covered Card Transaction Slip Copy)||AED 65|
|11||Card Replacement Fees||AED 75|
|12||Duplicate Statement – Per Monthly Statement||AED 45|
|13||Liability Letter||AED 50|
|14||Clearance Letter||AED 50|
An array of shariah compliant products
Do you have a lot of plans in mind?
Whether it’s renovating your home, paying off your children’s educational fees, or organizing a family vacation, IFH grants you a stress-free and flexible solution!
Own the car of your dreams without any hassle! Through “Sayara” product, IFH helps you sit behind the steering wheel of your preferred car easily and conveniently, so you can finally get the car when you want it.